How to protect your business against every type of bad weather

Flooding 

According to Flood Flash, 40% of small businesses permanently close after experiencing flood damage, even when they have insurance and flood defences. So how can you ensure your business defies this unnerving statistic?

The most effective precaution you can take is to create a robust business flood plan, addressing what should be done in both the short-term and long-term to protect against flood damage.

In the short-term, use the Environment Agency website to check if your local area is at risk of flooding, and if so, whether there are flood warnings in place. Next, place all your most important documents in a watertight safe or container, alongside the contact details of your energy and insurance providers. Place sandbags against any area through which flood waters could enter your premises. 

Anything which is critical to the running of your business, such as stock and computer equipment, move to an upstairs room or, if that’s not possible, raise them off the floor. Finally, unplug all electrical equipment, and turn off your gas, electricity, and water supplies.

In the long-term, consider replacing downstairs carpets with sealed wood or tiled flooring, fitting flood skirts to any water entry points and applying water-resistant sealant to doors, windows, and skirting boards. Where possible, move electrical sockets as far up the wall as you can, damp-proof your walls, and regularly check drains for any blockages. 

Lastly, but most importantly, take out quality flood insurance so that any damage you do sustain won’t drown your business. 

Snow and ice 

Every winter brings at least one cold snap, grinding the country to a halt, but you can propel your business through the snow and frost with a few simple precautions.

Firstly, insulate all your internal and external pipes with either foam or rubber, and have your central heating on for at least an hour a day. Not only will this prevent the pipes from freezing, but it creates a much pleasanter environment for your staff and customers.

Check out our frozen pipes guide here for more information.

Secondly, clear any paths leading up to your business and cover them in rock salt to prevent slipping. Also avoid driving anywhere, even if it means postponing meetings, deliveries, or appointments. 

If possible, ask staff to work from home until the weather clears, or if not, consider altering work times so they can avoid driving before the roads have been gritted.  

Strong winds and storms

It may not be as dramatic as a blizzard or a flood, but strong wind can still wreak huge damage on an unprepared business.

In the event of an incoming storm, move any signs, outdoor seating, plant pots, or anything that isn’t fixed down indoors, and ask all staff to park their cars away from any trees. Check your gutters aren’t blocked or coming away from the walls and ensure you have a detailed inventory of all valuable items in the event of any damage.

Whether it’s strong wind, heavy rain, or winter snowstorms, by taking a few sensible precautions, you will see your business through to brighter days.